Selected Committees, Juries, Commissions, Advisory Boards, etc.

  • European Commission (EC), for example
- Steering Committee on eInvoicing to improve European competitiveness/efficiency by 243bn€ p.a. towards the EU’s Lisbon Agenda and Member of the European Multi-Stakeholder Forum on Supply Chain Finance of the European Commission

- Chair of Public Hearing on Innovations for the Green Paper on Retail Financial Services with Lord Hill and Olivier Guersent European Commission Director-General for Financial Stability, Financial Services and Capital Markets Union Retail Financial Services and Payments, European Parliament, FCA etc by personal invitation from European Commission having “extensive experience in the area of innovative financial services and understanding of the EU policy making process”

- with European Think Tank’s
Centre for European Policy Studies (CEPS) on role of digitalisation strategy and innovation in creating a true single market for retail financial services for the European Commission (DG FISMA) to contribute to future policy initiatives in retail financial services etc

  • Member of the Euro Retail Payments Board (ERPB) - the multi-stakeholder strategy group deciding on the future of European retail, chaired by the executive committee of the European Central Bank ECB - for example into the PSD2, E-Invoicing, mobile peer-to-peer and instant payment steeringgroups

  • Formally appointed by the Chair of the Nominating and Governance Committee (NGC) of the European Payment Council (EPC) - the decision making body of the 8000 banks in the 31 countries of Europe - as a strictly personal only leading member of Internet, Mobile and eCommerce Payments work groups since their inception

  • Selected as “strategic, market thinking, politically aware” member of several Task Forces e.g. for preparation of the enlarged SEPA Council Expert Meeting on Online payments for a wider debate between banks, new entrants etc as run by the European Commission (EC) and the European Central Bank (ECB)

  • By invitation of the Board of Euro Banking Association (EBA) - the top 175 banks, whose board includes JPMorgan Chase, ABN AMRO, Banco Santander, Deutsche Bank, SEB, WestLB, RBS, BNP Parisbas, RZB, Nordea etc. - member, for example of the Financial Supply Chain (FSC) Workgroup and the e-Alternative Payments Working Group (eAPWG)


In the above Gremia Michael is representing/nominated by
  • European Association of Cooperative Banks (EACB) - 3700 banks and their 215 million customers throughout the European Union. Also head of innovations within their Payment Systems Work Group (PSWG)
  • No.1 representative of the German national banking community Die Deutsche Kreditwirtschaft (DK) - consisting of all 2277 German banks with aggregated assets of 7626 billion Euro - on Financial Innovations
  • Bundesverband der Deutschen Volksbanken und Raiffeisenbanken e. V. (BVR) - the cooperative banking association in Germany with banks covering 30 million customers and aggregated assets of 1.13 billion Euro
  • UNICO Banking Group - the leading cooperative banks in Europe: Crédit Agricole S.A. (France), Rabobank (The Netherlands), DZ BANK (Germany), ICCREA Holding (Italy), OP Financial Group (Finland), etc with more than 125 million clients and representing a Quarter of the Banks in Europe - as member of the European Economic Interest Group (EEIG) in the permanent Strategic Committee on Retail Banking, Internet and e-Commerce and Chairman of the working group on mobile and electronic payments
  • Selected individual major European banks, e.g. DZ BANK AG (leading German central bank and cooperative group with current total assets: of 409bn€ and profit before tax of 2.9bn€)

Also member of
  • The Open Payments Ecosystem (OPE) Advisory Board with VocaLink CEO, Bain Capital, Accenture, StartUpBootcamp, Visa, Innovation centre BBVA, University of Malta. OPE is financially backed with multi-million investment by EU Horizon2020 under the Open Disruptive Innovation Scheme (ODI). EU Horizon2020 is the flagship initiative aimed at securing Europe's global competitiveness and driving success through innovation
  • Instigator and Chairman of Convenient Access to Payment-related Services (CAPS) with major stakeholders across all industries on Open Banking
  • Invited by Ecommerce Europe (the voice of the 25,000 online merchants/e-commerce sector in Europe) into the Payments Experts Taskforce made up of a broad range of experts on the online payments landscape to “much profit from your long-standing technical expertise and your deep understanding of the electronic payments landscape” towards specific policy goals such as public consultations, amendments and position papers; but also as an advisory council
  • Invited by Professor for MBA General Management into the Advisory Board for MBA and Mastersstudies on Internationalen Management with “experienced practitioners with affinity to research”, International School of Management (ISM), Munich
  • Working groups on user needs, access to markets, financial crime and horizon scanning of the Payments Strategy Forum (PSR), established by the UK Payments Systems Regulator to deliver a strategy for the £75 trillion payment systems industry in the UK
  • UK e-Invoicing Advocacy Group of the UK Government Department of Business, Innovation and Skills (BIS) - one of the major departments of state, presided over by Secretary of State and member of the UK Cabinet. Also advisor to UK Cabinet Office advising on Open Government
  • Member of International Payments Summit/Payment International IPS Advisory Board (“Europe's Most Prestigious Payments Forum”) with other business leaders
  • Advisory Board of European Automated Clearing House Association (EACHA) and its Global Payment Summit (GPS) together with Citi’s Global Head of Regulatory & Market Strategy, the founder of Movenbank and the Chairman of the European Payments Council
  • Advisory board to European Payment Consultants’ Association (EPCA) and its European Payments Summit (EPS)
  • Editorial board of Henry Stewart Publications (Journal of Payments Strategy & Systems JPSS - the internationally leading peer-reviewed journal for international advances in payments, also Applied Marketing Analytics, Journal of Risk Management in Financial Institutions, Journal of Urban Regeneration & Renewal), London
  • Editorial board of E-finance & Payments Law & Policy and Payments & FinTech Lawyer, the monthly journals for the online finance and payments industry, Cecile Park publishing, London
  • Member of Florin Transaction Services Innovation Awards Jury (by EPCA and The Payers)
  • Member of European Financial Services Club (FS Club)
  • Member of Centre for the Study of Financial Innovation (CSFI) Advisory Council, London
  • Member of Equens Jury on “Innovator of the Quarter”
  • Member of Frankfurt Payments Network e.V. (FPN)
  • Sponsor and partner of the TEDx London Business School (LBS)
  • Member of Chaos Computer Club e.V. (CCC), Hamburg

Selected past boards etc.
  • Member of the "Bank-IT" advisory board for Handelsblatt (leading German economics/business
    publisher)
  • Instigated and manages the Equens Innovation Sounding Board (EISB) to innovate in processes, products, services, technologies and strategies together with academics, consultants, new entrants into the payment space and major international banks
  • Advisor to SWIFT Innotribe, the Innovation initiative of SWIFT, the Society for Worldwide Interbank Financial Telecommunication, through which the financial world (9,000 banking organisations, securities institutions and corporate customers in 209 countries) conducts its business operations
  • Representative within Mobey Forum, the leading forum between international banks and telecommunications operators, representing more than 25% of the world’s banking customers (450 million people)
  • Liason to EACB (European Association of Cooperative Banks), Confédération Internationale des Banques Populaires (CIBP) and UNICO Banking Group on payment-based innovations (e- Payment, m-Payment, e-ID/DigSig, e-Invoicing etc.)
  • Member of the Innovationcircle of the Supervisory and Advisory Board of IDS Scheer, with Board Members from KarstadtQuelle and Deutsche Bank
  • Member of Executive round table on m-Payments with industry leaders from financial, retail, content providing sectors and regulators, with EC, ECB by invitation of EPC chairman
  • Invited as expert to European Commission PARSIVAL (Protection and Trust in Financial Infrastructures) Project with European Commission, German Economics Ministry, European Central Bank on critical financial infrastructures
  • Member of Multimedia Futurecommission of Booz Allen & Hamilton
  • Member of the program committee and advisory council on the Networked Economy of the international conferences on Economics of Computer Sciences and the conference on Information Systems in the Financial Services Industry on the "Information Age Economy"
  • Member of Multimedia Enquete commission of the parliament of the German county of Baden- Württemberg. Then Member of the Multimedia Enquete commission of the national German government
  • Member of the expert council of the German national Ministry of Education, Science, Research and Technology on the subject of „Services of the Future“ on the Transformation of Services through new Technologies
  • Member of the jury and supervisory board of Media@Komm – a multi-million initiative of the
    German national Ministry of Science and Technology on eGovernment
  • Member of program committee on Trends and State-of-the-art in Banking Business on "International Innovation in the Banking Industry" of the Institute of Banking Computer Science and Bank Strategy at the University of Regensburg in cooperation with the national Ministry for Education and Research, the ERF European Association of Research Institutes on Finance and IT/German national association for computer science, special group “Informationssystems in the Financial Economy”
  • Member, together with other "personalities of economics, science and society" of the "Futur" committee of the BMBF (Ministry for Research and Education) for the interdisciplinary dialogue, also internationally (EU, OECD, UN), for the identification of future research focus
  • Member of Advisory board of CMG plc (now Logica)